As an independent broker we represent many different insurance carriers. We have access to many highly rated and respected carriers for each line of insurance we offer. Having the ability to find the best option for each client is an important benefit.
For example, when it comes to health insurance we represent all of the insurance companies that do business in the states of Massachusetts and New Hampshire. Each time a client comes to us looking to get information and options on health insurance for their family or their business we get rates from every available option. We then help the client select the best option for their particular needs and budget. There are a lot of factors that will come into play when deciding what plan to go with. Those factors will most likely include the doctor and hospital network, the plan design (for example what deductible, what type of medication plan, etc), and of course the monthly premium. We make it easy for you to narrow down the plans that will best suit your needs. We can answer all your questions and take the confusion out of the process.
Having access to many different options for life insurance and disability insurance is also essential. Every insurance company has their strengths and weaknesses. For example, some companies are more competitive for insured’s under 30 years of age where others are best for those over 60. Some companies are best for clients looking for high death benefits, over 2 million for example, where another company would be better for those only looking for 500,000 in coverage. Each client has their own set of needs and we help you find the company that will be the best fit for your particular situation. Give us a call so we can help find the best option for you, your family, or your business.